Terms of Use

These Terms of Use govern your access to and use of the Womaji Xikuyi website at womaji-xikuyi.info. By accessing this site, you agree to these terms. If you do not agree, please do not use this website.

A. About this website

Womaji Xikuyi is an informational website operated from 13 Village Green, Tallaght, Dublin, Ireland. The site contains articles, reflections, and summaries of published research relating to money psychology, financial habits, and behavioural economics.

This website does not provide financial advice, investment guidance, tax advice, legal advice, or any other form of professional service. Nothing published here should be treated as a recommendation or as guidance tailored to any individual's circumstances.

B. Informational purpose only

All content on this website is provided for general informational and educational purposes. The ideas discussed are drawn from published research and personal reflection. They are presented to inform and prompt thought, not to instruct or advise.

Research references are included to support the general points being made. They are not presented as endorsements, clinical protocols, or evidence that any particular approach will produce a specific outcome for any individual.

If you are experiencing financial difficulty, significant financial anxiety, or require guidance on financial matters, you should consult a qualified professional. In Ireland, the Competition and Consumer Protection Commission (CCPC) provides free, impartial information about financial products and services.

C. Intellectual property

The original written content on this website is the intellectual property of Womaji Xikuyi. You are welcome to quote or reference material with appropriate attribution. Reproducing substantial portions of the content without permission is not permitted.

Where third-party research is referenced or summarised, credit is given to the original authors and publications. The summaries are our interpretations and are not official representations of the cited works.

D. External links

This site may link to external websites, research papers, or other resources. We have no control over the content of external sites and do not endorse or take responsibility for them. External links are provided for reference only.

E. Accuracy and updates

We aim to keep the content on this site accurate and up to date. Research in behavioural economics and psychology develops over time, and our summaries reflect our understanding at the time of writing. We do not represent that all content is current or complete.

We reserve the right to change, update, or remove content at any time without notice.

F. Limitation of liability

To the fullest extent permitted by Irish law, Womaji Xikuyi shall not be liable for any loss or damage arising from your use of this website or reliance on any information contained herein. This includes, without limitation, any financial loss, indirect loss, or consequential loss.

This website is provided on an "as is" basis. We make no warranties about its availability, accuracy, or fitness for any particular purpose.

G. Governing law

These Terms of Use are governed by the laws of Ireland. Any disputes arising from your use of this website shall be subject to the exclusive jurisdiction of the Irish courts.

H. Changes to these terms

We may revise these Terms of Use from time to time. The date shown at the top of this page indicates when they were last updated. Continued use of the website after changes are published constitutes acceptance of the revised terms.

I. Contact

If you have any questions about these terms, please contact us at [email protected] or by post at 13 Village Green, Tallaght, Dublin, Ireland.